Apni Zameen Apna Ghar
Punjab Government has taken a historic step under the leadership of Chief Minister Maryam Nawaz Sharif by launching the Apni Zameen Apna Ghar program. This revolutionary housing scheme aims to provide free 3-marla residential plots to deserving families across Punjab. Through the official portal azag.punjab.gov.pk, eligible individuals can now apply online and fulfill their dream of owning a home.
What is Apni Zameen Apna Ghar Scheme?
Apni Zameen Apna Ghar is a low-income housing initiative introduced by the Punjab Government, managed by PHATA (Punjab Housing and Town Planning Agency) in collaboration with HUD&PHED. This project is designed to help homeless citizens, widows, laborers, orphans, and low-income families who cannot afford their own land or home.
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Who Can Apply? – Eligibility Criteria For Apni Zameen Apna Ghar Scheme
To ensure the scheme benefits the truly deserving, applicants must meet the following criteria:
- Must be a permanent resident of Punjab
- Neither the applicant nor their family should own any residential property in Pakistan
- Widows, divorced women, laborers, disabled individuals, and orphans are encouraged to apply
- Must belong to a low-income family
- No history of criminal activity or bank default
This program is inclusive and covers applicants from districts like Jhelum, Kasur, Faisalabad, Okara, Lodhran, Layyah, Rajanpur, Mandi Bahauddin, Sahiwal, Chiniot, and many others.
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What Does the Government Offer?
In the first phase of the Apni Zameen Apna Ghar scheme, the Punjab Government will distribute 3-marla residential plots free of cost. The approximate market value of each plot ranges between Rs. 12 lakh to Rs. 36 lakh, depending on the district.
Additional benefits include:
- No payment required for the plot
- Construction must begin within 2 years of allotment
- The plot cannot be sold for 5 years to prevent misuse
This is not just a plot – it’s a promise for a better, secure future.
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How to Register Online For Apni Zameen Apna Ghar Scheme at azag.punjab.gov.pk
The Punjab Government has launched a dedicated web portal for applications. Here’s how to register:
- Visit azag.punjab.gov.pk
- Click on “Apply Now” or “Register”
- Enter your CNIC number, name, mobile number, and other basic information
- Select your district, gender, and marital status
- Upload the required documents (see checklist below)
- Review and submit your application
You can also track your status and manage your profile through the online application dashboard. If you face any issues, the Grievance Redressal Committee is available to assist you.
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Required Documents for Registration
Make sure to keep the following documents ready before you apply:
- Valid CNIC (yourself and spouse, if married)
- Family Registration Certificate (FRC)
- Domicile Certificate
- Latest utility bill
- Bank statement (last 6 months)
- Salary slip or income proof
- No property affidavit
- Disability certificate (if applicable)
Incomplete applications or missing documents can lead to rejection.
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District-Wise Plot Distribution – Phase 1 (Mid 2025)
Here is a snapshot of some districts included in Phase 1:
| District | Scheme Name | Number of Plots |
|---|---|---|
| Jhelum | ADS-IV & ADS-I | 730 |
| Kasur | Pattoki Scheme | 388 |
| Faisalabad | Mamukanjan | 257 |
| Lodhran | Multiple Sites | 200+ |
| Sahiwal | Urban & Rural Mix | 180 |
More districts including Layyah, Okara, Rajanpur, Chiniot, and Bahawalnagar are expected to be included in the next phases.
Apni Zameen Apna Ghar vs Other Housing Schemes
| Feature | AZAG (2025) – Apni Zameen Apna Ghar | Apni Chhat Scheme | Naya Pakistan Housing |
|---|---|---|---|
| Plot Ownership | ✔ Free 3-Marla Residential Plot | ✔ Loan-Based House | ✔ Installment-Based Housing |
| Eligibility for Women | ✔ Widows & Shelterless Women Prioritized | ✔ Partial Support | ❌ Limited Coverage |
| Online Registration Portal | ✔ azag.punjab.gov.pk | ✔ Online/Offline Forms | ✔ Web Portal Available |
| Target Audience | ✔ Landless Farmers & Poor Families | ✔ Urban Low-Income Groups | ✔ Middle to Low-Income |
| Land Ownership Transfer | ✔ Permanent Land Ownership | ❌ Not Always Guaranteed | ❌ Conditional |
| CM Punjab Support | ✔ Backed by Punjab Govt. & CM Maryam Nawaz | ✔ Provincial Level | ✔ Federal Initiative |
| Financial Aid | ✔ 100% Free Land | ❌ No Direct Grant | ❌ Repayable in Installments |
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AZAG Registration Status Check – azag.punjab.gov.pk
If you’ve already applied for the Apni Zameen Apna Ghar (AZAG) scheme through the official portal azag.punjab.gov.pk, it’s important to stay updated on your registration status. The Punjab Government has made the process simple and accessible so that applicants can check their status from home without visiting any office.
Here’s how you can check your AZAG registration status online:
- Visit the official website: Go to https://azag.punjab.gov.pk.
- Click on the ‘Registration Status’ section on the homepage.
- Enter your CNIC number (without dashes).
- Submit the form to view your status.
If your application is approved, you will see a confirmation message along with next steps. If it’s still under review, don’t worry—processing may take a few days due to a large number of applicants.
Important Tip: Make sure your CNIC details match the ones used during registration. Mismatched data may lead to delays.
This feature has been introduced as part of the Punjab government’s digital housing initiative to ensure transparency and real-time updates for all eligible applicants, especially landless families, farmers, and women.
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3 Marla Plot Verification PHATA – Step-by-Step Guide
Once your application for Apni Zameen Apna Ghar is accepted, it’s important to verify your 3 Marla plot through PHATA (Punjab Housing and Town Planning Agency). This verification ensures that you are officially allotted the land and it is legally documented in your name.
Here’s how you can verify your 3 Marla plot:
- Visit the nearest PHATA office in your district.
- Carry your original CNIC and a copy of the confirmation letter from AZAG.
- Submit your documents to the verification counter.
- PHATA officials will verify your details, plot location, and ensure that it matches official records.
- After verification, you’ll receive official confirmation and land documents.
The CM Punjab Office and the Land Revenue Department work closely with PHATA to verify land ownership and ensure the smooth transfer of plots under the AZAG scheme. You must complete this verification before building on or selling your land.
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How the Balloting Works
To ensure fairness and transparency, computerized balloting will be used for plot allotments. Each eligible application will enter a digital draw system to pick beneficiaries randomly. Unsuccessful applicants may get preference in future phases.
Rules After Allotment
Once you receive a plot through this scheme:
- You must start construction within 2 years
- You cannot sell or transfer the plot for 5 years
- Use must be residential only
- Regular monitoring by PHATA will ensure compliance
Failure to meet the terms can result in cancellation of the allotment.
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FAQs – Your Questions Answered
Q1. Is there any registration fee?
No. The registration is 100% free.
Q2. Can I apply if I’m living in Punjab but originally from another province?
Only permanent residents of Punjab can apply.
Q3. Are there quotas for women or disabled people?
Yes. Special quotas are reserved for widows, divorced women, orphans, and the disabled.
Q4. Can I apply for more than one district?
No. You can apply for only one district per CNIC.
Q5. How will I know if I’m selected?
All results will be announced through the official portal and SMS.
Final Words
The Apni Zameen Apna Ghar initiative is a golden opportunity for Punjab’s deserving families to own a piece of land and build a secure life. With free plots, a transparent online system, and support for construction loans, the Punjab Government is setting a new standard for public welfare.
If you or someone in your family meets the eligibility, don’t wait. Visit azag.punjab.gov.pk today and apply. A better future might be just one application away.
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